WEALTH & FINANCIAL PLANNING
Fortune favors the solvent and secure
Personalized management across every stage in life
A financial life accumulates in pieces. Accounts open, contracts are signed, paperwork is issued, and files settle wherever they land, until keeping sight of it all becomes its own burden. At Fortuity, we bring it all together, current and accounted for, where every obligation has a place and a purpose.
What looks like good fortune is usually careful management, which is what makes everything else possible. Decisions are made with a high-level overview, for the people who rely on you.
Operating Infrastructure for Back Office Administration
Document Compilation & Repository
The complete paper trail of instruments, statements, receipts, and agreements, gathered into an encrypted repository, indexed with version control and a catalogued security taxonomy. What once lived across drawers, inboxes, and scattered drives becomes a single, all-encompassing source of truth.
Institutional Account Management
Assistance with banking, lending, brokerage, and retirement accounts. We maintain the relationships directly, with discreet correspondence, documented communications, and informed direction as needed, managing each opening, transfer, and closure from request to confirmation.
Economic Oversight & Review
Continuous analysis, modeling, and volatility assessment applied to the mathematical premises. We validate the raw data, evaluate the assumptions and alternatives, and establish direction through exploratory calculation, scenario illustration, and quantitative findings.
Bookkeeping & Record Controls
Transactional supervision and routine monitoring across every access point, with regular reconciliation and reporting built on empirical accuracy. A consistent narrative of transparency, customized and integrated across multi-entity operating considerations.
Sourced & Coordinated Product Execution
Curated by our in-house specialists through exclusive protocols and a close network of licensed providers.
Life Insurance & Annuities
Indexed Universal Life, and term policies, including non-med, simplified-issue, return-of-premium, and term-to-perm conversion options. Policies for max-funded cash accumulation, minimum-funded death benefit, mechanically optimized premium design, and long-term care riders, alongside fixed and indexed annuities for contractual lifetime income.
Retirement & Private Placement
Traditional, Roth, and SEP IRAs with checkbook control, ROBS structures for business funding, and digital asset custody held in tax-efficient vehicles. Accounts are structured to hold real estate, private equity, promissory notes, precious metals, and alternative assets beyond conventional custodian capabilities.
Merchant Payment Processing
Merchant accounts for online, in-person, and high-risk businesses, with same-day approvals and no rolling reserves. Payment gateways, point-of-sale terminals, and bank transfer rails integrate across major platforms, backed by chargeback management and dispute support that protects collected revenue.
Real Estate & Financing
Financing on non-owner-occupied property through conventional, private, and hard-money channels. Acquisition, cash-out refinance, and bridge loans are arranged with terms matched to the transaction, and equity-access funding sourced where the timeline and the deal require.
Liquidity & Leverage Tools
Credit lines drawn from illiquid positions and policy cash value, structured so funds stay reachable while the underlying asset keeps working. Premium financing for high-cash-value life insurance, positions in incentivized assets that generate offsets, and operational, reserve, and strategic cash buckets sustain near-term access and hold liquidity ready for obligation and opportunity.
Liability Coverage & Support
Coverage across high-value property and exposure: aircraft, vessels, automobiles, and umbrella liability, alongside commercial lines including BOP, cyber, and E&O. Personal protection spans key-person, disability, long-term care, and terminal illness. Exposure is assessed, gaps are closed, and applications and claims are carried from filing through resolution.
Beneficiary & Estate Integration
Designations, funding, and titling kept current with governing estate documents as circumstances evolve, alongside preparing the financial instruments and vehicles to align with readying beneficiaries as a precondition of wealth transfers.
Fiscal Monitoring & Reporting
Pro forma modeling and forward financial analysis, built cautiously and resolved to timing. Rolling forecasts track the trajectory and isolate the window where action holds its advantage, reported on the cadence each decision demands.