DISCLOSURE & DISCLAIMERS

These Legal Disclosures and Disclaimers (these "Disclosures") apply to the website at fortuityco.com (the "Site"), operated by Fortuity Inc., a Delaware corporation with offices at 4312 Woodman Avenue, Suite 301, Sherman Oaks, California 91423 ("Fortuity," "we," "us," or "our"). They supplement our Terms of Use and Privacy Policy.

Informational Purpose; No Advice

The content of the Site is provided for general informational purposes only. It does not constitute legal, tax, accounting, investment, financial, or fiduciary advice, and it is not a legal or tax opinion.

No content on the Site is directed to the circumstances of any particular person, and no person should act, or decline to act, in reliance on it without first obtaining individualized professional advice.

No Relationship Formed Through the Site

Use of the Site, submission of an inquiry, or communication with Fortuity before engagement does not create any attorney-client, accountant-client, advisory, or fiduciary relationship.

No such relationship arises until Fortuity and the prospective client have executed a Mutual Non-Disclosure Agreement and, thereafter, a Services Agreement, Statement of Work, or engagement letter.

Information transmitted through the Site before those instruments are executed is not treated as confidential or privileged. Do not send sensitive information through the Site.

Fortuity's Role

Fortuity provides coordination and advisory services and engages or refers licensed professionals, including attorneys, law firms, and certified public accountants, to deliver services that require a license.

Legal services are performed by licensed attorneys or law firms, who are responsible for that work and with whom the client's relationship for legal services is established. Fortuity does not itself practice law.

Services requiring any other professional license are likewise performed by the appropriately licensed professional engaged for the matter.

Not a Registered Investment Adviser

Fortuity is not registered, and is not required to be registered, as an investment adviser with the Securities and Exchange Commission under the Investment Advisers Act of 1940, or as an investment adviser or investment adviser representative under California's Corporate Securities Law of 1968 (California Corporations Code Sections 25000 et seq.) or the securities laws of any other state.

Fortuity is not a broker, dealer, or municipal advisor, is not a member of the Financial Industry Regulatory Authority or the Securities Investor Protection Corporation, and does not effect, solicit, or induce transactions in securities.

Nothing on the Site constitutes investment advice, a recommendation concerning any security, or an offer or solicitation to buy, sell, or hold any security or other financial instrument.

References on the Site to asset management, preservation, or wealth planning describe the structuring, coordination, and administration of a client's legal, tax, and entity affairs, including coordination of independent, separately retained licensed investment professionals. They do not describe investment advice for compensation or the exercise of investment discretion.

No Consumer Financial Products

Fortuity does not offer, originate, broker, fund, service, or collect upon consumer credit, deposit, payment, money-transmission, debt-relief, or credit-repair products or services.

Fortuity does not act as a "covered person" or "service provider" within the meaning of Title X of the Dodd-Frank Act (12 U.S.C. Sections 5481 et seq.) or the regulations of the Consumer Financial Protection Bureau, and no Site content is directed to consumers in connection with any consumer financial product or service.

Tax Practice

Services constituting practice before the Internal Revenue Service are governed by Treasury Department Circular 230 (31 C.F.R. Part 10) and by the Internal Revenue Code and Treasury Regulations.

Site content is general, is not written advice concerning any federal tax matter within the meaning of Circular 230, and may not be used or relied upon by any taxpayer to avoid penalties. Reliance for that purpose requires a written engagement addressed to the taxpayer's specific facts.

No Promotion of Tax Shelters or Reportable Transactions

Fortuity does not organize, promote, market, or sell any plan, arrangement, or transaction the principal purpose of which is the avoidance or evasion of tax.

Fortuity does not promote or sell any reportable transaction, listed transaction, or transaction of interest within the meaning of Internal Revenue Code Section 6707A and the Treasury Regulations thereunder.

Tax advice is rendered only under a written engagement, is based on the client's specific facts, and is not offered to the public as a standardized product or a guaranteed tax result.

Fortuity makes no representation to the public regarding the tax benefits of any plan or arrangement within the meaning of Internal Revenue Code Sections 6700 and 6701.

Accounting Practice

Accounting services are subject to the rules of the applicable state board of accountancy, including, in California, the Accountancy Act (Business and Professions Code Sections 5000 et seq.), and to the AICPA Code of Professional Conduct as adopted in the relevant jurisdiction.

Certified public accountants engaged through Fortuity are licensed only where they hold an active license, and no Site content is a solicitation to provide accounting services where the relevant individual is not authorized to practice.

Confidentiality and Privilege

Once an engagement is established, communications may be protected, as applicable, by the attorney-client privilege, the attorney work-product doctrine, or the federally authorized tax practitioner privilege under Internal Revenue Code Section 7525.

The Section 7525 privilege applies only in noncriminal tax matters before the Internal Revenue Service and in noncriminal federal tax proceedings, and does not apply in many criminal matters or in certain proceedings involving tax shelters.

Fortuity does not voluntarily waive any applicable privilege absent informed client consent.

Economic Sanctions; OFAC

Fortuity complies with the sanctions programs administered by the United States Department of the Treasury's Office of Foreign Assets Control ("OFAC") under authorities including the International Emergency Economic Powers Act (50 U.S.C. Sections 1701 et seq.), the Trading with the Enemy Act, applicable Executive Orders, and the regulations at 31 C.F.R. Chapter V.

As a condition of intake and throughout an engagement, Fortuity screens clients, beneficial owners, and, where appropriate, counterparties against the OFAC Specially Designated Nationals and Blocked Persons List and other applicable restricted-party lists.

Fortuity does not transact with or provide services to any person who is the target of applicable sanctions, who is owned or controlled by a sanctioned person, or who is resident in a comprehensively sanctioned jurisdiction, and will block or reject property and transactions as required by law.

Fortuity may suspend, decline, or terminate any engagement where a sanctions concern arises, and is not liable for any consequence of action taken to comply with sanctions law.

Anti-Money-Laundering; Bank Secrecy Act

Fortuity conducts intake, identity verification, and conflict procedures consistent with applicable law, including, to the extent applicable, the Bank Secrecy Act (31 U.S.C. Sections 5311 et seq.) and the regulations and guidance of the Financial Crimes Enforcement Network ("FinCEN") at 31 C.F.R. Chapter X.

Fortuity is not a money services business or money transmitter within the meaning of 31 C.F.R. Section 1010.100(ff) or applicable state law.

Fortuity does not provide services to facilitate money laundering, terrorist financing, tax evasion, sanctions evasion, or any other unlawful purpose.

Currency and Beneficial Ownership Reporting

Where applicable, Fortuity complies with currency-reporting obligations, including the reporting of certain cash receipts under Internal Revenue Code Section 6050I and 31 U.S.C. Section 5331.

Engagements may implicate beneficial ownership reporting under the Corporate Transparency Act (31 U.S.C. Section 5336) and the FinCEN beneficial ownership rule, in each case to the extent applicable and as in effect from time to time.

Engagements involving foreign entities, accounts, or persons may implicate the Foreign Account Tax Compliance Act, the Common Reporting Standard, and foreign bank account reporting (FinCEN Form 114), as addressed in the applicable engagement instruments.

Cooperation with Lawful Process

Fortuity may disclose information where compelled by valid legal process or otherwise required or permitted by law, including in response to a subpoena, summons, civil investigative demand, court order, or lawful request from a governmental, regulatory, or law-enforcement authority.

Such authorities may include the Internal Revenue Service, the Department of the Treasury and OFAC, FinCEN, the Securities and Exchange Commission, the Department of Justice, the Federal Trade Commission, the Consumer Financial Protection Bureau, state attorneys general, state taxing and securities authorities, state bars and boards of accountancy, and comparable foreign authorities acting through lawful channels.

Any disclosure is made consistent with applicable privileges and, where permitted, with notice to the affected client.

No Guarantee of Results

Fortuity does not guarantee, warrant, or predict any legal, tax, financial, or other outcome.

Results depend on facts specific to each engagement and on factors beyond Fortuity's control, including changes in law and the conduct of the client and third parties.

The experience of any one client is not a representation that any other client will obtain a comparable result. Individual results vary.

Testimonials and Endorsements

Any testimonial or endorsement on the Site reflects the individual experience of the person providing it, is not necessarily representative of other clients, and is not a guarantee of future results.

Where a person providing a testimonial has a material connection to Fortuity, including any familial, financial, employment, or compensatory relationship, that connection is disclosed consistent with the Federal Trade Commission's endorsement guides (16 C.F.R. Part 255) and applicable rules of professional conduct.

Forward-Looking and Illustrative Statements

Any projection, illustration, hypothetical, or model on the Site is provided for illustration only, rests on assumptions that may not hold, and is not a guarantee of any result.

Forward-looking statements speak only as of the date made, and past results do not predict future outcomes.

Attorney Advertising

To the extent any portion of the Site is deemed a communication concerning legal services, it may constitute attorney advertising under the California Rules of Professional Conduct and California Business and Professions Code Sections 6157 et seq.

Legal services are provided by independently licensed attorneys and law firms engaged through Fortuity, each admitted only in the jurisdictions in which they are licensed. The Site is not a solicitation to provide legal services in any jurisdiction in which the relevant attorney or firm is not authorized to practice.

Accuracy of Information; No Duty to Update

Fortuity does not warrant that any Site content is accurate, current, complete, or free from error, and content may be changed or removed at any time without notice.

Fortuity undertakes no obligation to update any information on the Site, and reliance on it is at your own risk.

Third-Party Content, Links, and Marks

The Site may link to third-party materials for convenience only. Fortuity does not control, endorse, or assume responsibility for any third party's content, accuracy, or practices, and your use of any third-party resource is at your own risk.

Third-party names, marks, and logos are the property of their respective owners and are used for identification only, without implying affiliation or endorsement.

Intellectual Property

All content on the Site, including text, graphics, logos, the Fortuity name and marks, and the selection and arrangement of the foregoing, is the property of Fortuity Inc. or its licensors and is protected under applicable United States and international intellectual property laws.

Any use without the express prior written consent of Fortuity Inc. is prohibited.

Accessibility

Fortuity endeavors to maintain a Site accessible to users with disabilities consistent with applicable law, including the Americans with Disabilities Act and the California Unruh Civil Rights Act.

If you have difficulty accessing any portion of the Site, contact us using the information below and we will provide the information or service through an alternative means.

International Users

The Site is operated from the United States and is intended for users within the United States.

Persons accessing the Site from other jurisdictions do so on their own initiative and are responsible for compliance with applicable local law.

Governing Law

These Disclosures are governed by the laws of the State of Delaware, without reference to its conflict-of-laws principles, and are subject to the jurisdiction and venue provisions of our Terms of Use.

Contact

Inquiries may be directed to Fortuity Inc., Attn: Management, 4312 Woodman Avenue, Suite 301, Sherman Oaks, California 91423, by telephone at (844) 634-2711, or by email at admin@fortuityco.com.